Most bankruptcy petitioners do not attend a formal court proceeding before a judge during the bankruptcy process. In rare cases, this may be necessary, but for most, the only visit to the court is when filing the bankruptcy paperwork with the court clerk. And if you work with an experienced bankruptcy attorney, your attorney files the bankruptcy petition for you.
But What About the Meeting of Creditors?
All bankruptcy filers must attend a 341 hearing, also called a meeting of creditors, but this is not a formal proceeding and is not held in a courtroom before a bankruptcy judge. Some meetings of the creditors are held outside the courthouse or even virtually.
What Happens at the Meeting of the Creditors?
Don’t assume that the same things you associate with attending a formal federal court proceeding apply to the creditors’ meeting. The meeting of the creditors (or 341 hearing) is mandatory for all bankruptcy filers. However, it does not occur in a courtroom and is not as scary as the name may indicate. In most bankruptcy cases, no creditors even show up for the meeting of the creditors.
Don’t Avoid Bankruptcy to Avoid Going to Court
If concerns about being required to go to court are preventing you from filing bankruptcy, reach out to an experienced Tennessee and Georgia bankruptcy attorney to discuss the situation. In some cases, you could be required to go to court, but a vast majority of filers never see the inside of a courtroom. Please don’t let worries about having to go to federal court keep you from filing for the protections of bankruptcy and getting the debt relief that you need. Reach out to an experienced bankruptcy attorney in your local area to learn more about the process.
What Rare Situations Will Result in a Court Appearance During Bankruptcy?
In a rare situation, a bankruptcy petitioner could be required to attend a courtroom proceeding. A courtroom appearance during a bankruptcy filing only becomes necessary if specific issues arise during the case (but even when these issues do arise, they can usually be addressed and resolved outside of the courtroom). The bankruptcy process can be complex, but it is not generally as adversarial as lawsuits in other practice areas or cases in criminal court. The bankruptcy process is a legal process designed to protect individuals and families who cannot meet their financial obligations, and seeking the relief it provides is not seen as an act against the court. The court is there to oversee the legal process and identify any problems.
If you have questions about court appearances during bankruptcy or need to discuss the details about filing bankruptcy in Tennessee or Georgia, don’t hesitate to call Kenneth C. Rannick, P.C., Tennessee, and Georgia bankruptcy attorney. We help good people through bad times.