Credit Card Debt Attorney In Chattanooga, Tennessee

Are You Drowning In Credit Card Debt?

If you’re struggling to make ends meet and getting behind on your credit card bills, it pays to be proactive. Don’t wait until your credit card company takes legal action to secure payment for your debts. An experienced credit card debt attorney can help you negotiate with your creditors and avoid costly court proceedings. Never ignore the warning signs.

If you’re facing a lawsuit and do nothing, the court could order a wage garnishment until you have paid your debt in full. With our debt attorneys’ help, you can explore your options and come up with a plan you can live with. Contact our office for immediate help today!

Contact Kenneth C. Rannick, P.C. to schedule a consultation with a lawyer today. 423-205-7744

Case Types

What If My Creditors Have Already Started Legal Proceedings?

First of all, don’t despair. But time is of the essence if your creditors have already started legal proceedings. Get one of our compassionate attorneys in your corner. Ignoring legal proceedings can put your immediate future in jeopardy. With their years of experience helping clients settle massive debt, our legal team can help you pursue an out-of-court settlement. A settlement isn’t only in your best interest. It’s also in your creditors’ best interest since they will receive at least part of what you owed, unlike bankruptcy, where they’ll likely get nothing. So, don’t wait a minute more.

What Options Do I Have?

First, our credit card debt attorney will look at your debts to make sure that the statute of limitations has not expired and that the debt is truly yours. Then, we’ll negotiate with your creditors to lower your monthly payments, lessen the total amount you owe, or propose another settlement that both parties can accept. And, if you must go to court, we will represent you aggressively to arrive at the best possible outcome. Although most clients consider bankruptcy their last resort, we can discuss that option, too. Our goal is to see you through these tough times and bring you out on the other side – financial independence.

We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

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Hours

Mon - Fri: 8:30 am - 5:00 pm
Sat - Sun: Closed

Flexible Appointment Scheduling

24/7 Phone Availability

Contact Information

Phone: 423-205-7744

4416 Brainerd Rd.

Chattanooga, TN 37411

*$0 down to get your Chapter 7 case started applies to clients who choose to file a Chapter 7 bankruptcy with the U.S. Bankruptcy Court through Kenneth C. Rannick, P.C. We will open a Chapter 7 file for a client with as little as $0 down, however, our office will not file a client's Chapter 7 without an affordable down payment on attorney fees.

*$0 down to get your Chapter 13 case started applies to clients who choose to file a Chapter 13 bankruptcy with the U.S. Bankruptcy Court through Kenneth C. Rannick, P.C. Our law office will file a Chapter 13 without requiring any costs or attorney fees paid upfront for qualified clients who 1) have not had a prior chapter 13 dismissed within the past year, and 2) are not trying to stop a foreclosure within 20 days of filling bankruptcy.We are a debt relief agency.

We help people file for bankruptcy relief under the Bankruptcy Code.
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney-client relationship.