Everyone has certain things that they don’t want to discuss. Some people don’t want to talk about money. Others don’t like to discuss politics. For some, it’s parenting methods, health, weight, schooling, family, religion, etc. For the most part, it’s a personal choice, but you can probably guess which of these “embarrassing” topics we wish people would remove from their list of things they don’t want to discuss. That’s right, money, or finances. In particular, people tend to be too embarrassed to talk about financial problems, and this includes bankruptcy. This embarrassment keeps a lot of good people struggling against insurmountable odds from seeking professional help.
Not wanting to talk about financial trouble or being embarrassed to mention the idea of bankruptcy is understandable. No one enjoys announcing that they can’t quite get control of their bills. If you are in this situation, and you have not yet sought assistance from an experienced professional, we want to reassure you of a few facts on the matter.
- As professionals who have discussions about financial problems and bankruptcy with people just like you all day, every day, talking about it is easier than you think. Most bankruptcy clients are relieved to sit down with a stranger and layout all their financial troubles once they get started.
- If you are struggling to pay your bills and obligations, you are not alone. According to statistics, most Americans are only a couple paychecks away from foreclosure or bankruptcy.
- Good people file bankruptcy. Hard-working people file bankruptcy.
- “You will not recover from bankruptcy. You will recover through bankruptcy.” -Henry Ford
If you are considering taking the next step and talking to someone about how bankruptcy could apply to your financial situation, make sure that they are experienced and that they are there as your advocate. When you sit down to talk with a bankruptcy attorney, you are dealing with a professional who has seen countless situations like yours.
There is no shame in seeking a discharge of debt when unintended circumstances leave you struggling to care for your family. When you are out of choices and need help, don’t hesitate to get in touch with Kenneth C. Rannick P.C., Tennessee, and Georgia bankruptcy attorney. Most bankruptcy offices in the Chattanooga area don’t have a single Consumer Bankruptcy Specialist on staff. Our office is the only office in Chattanooga with Two! We help good people through bad times every day, and we can help you, too.